Kia Financing near Bloomington, IL

At Mike Miller Kia near Bloomington, IL our expert Kia financing department is committed to ensuring your vehicle financing process is worry and stress-free. We can help you value your trade-in and offer low-interest car loans for any customer who has existing loans. Our Kia finance experts are glad to help you refinance your car loan or adjust the term of your contract. Visit Mike Miller Kia, and get pre-approved for your next new Kia vehicle today!


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Finance Department

The Basic Components of an Auto Loan from Mike Miller Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Peoria, IL | Pekin, IL | Washington, IL | Galesburg, IL

Looking for a new and reliable Kia Soul, Kia Optima, or Kia Sportage? Well, look no further! At Mike Miller Kia near Bloomington, IL we value the performance and reliability of a Kia vehicle. Come test drive the new and unique Kia Soul. Make your commute from home to work all while turning heads with this vehicle's stunning and unique design. We have the Kia Optima - our iconic sedan ready for everyday life and is a perfect first car for accomplishing your to-do list. Finally, the Kia Sportage is the crossover vehicle for any occasion. It is the perfect SUV for a night on the town or driving with friends to explore some of Louisiana's beautiful gardens and trails near Bloomington. Visit Mike Miller Kia and test drive any one of these great Kia models today!


How to Apply for Kia Financing at Mike Miller Kia

Visit Mike Miller Kia near Bloomington, IL today and get pre-approved for one of our many reliable and steadfast vehicles. Our dependable and expert Kia financing specialists are here to ensure our customer's needs are met and satisfied. Fill out our online payment calculator and trade-in estimator to best assess how our committed team can help ensure the process of financing your new and reliable vehicle goes smooth and easy. Contact our Kia finance department today or visit us at Mike Miller Kia and our friendly and expert staff will be glad to help!


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