There's more than just one way to finance a new Kia vehicle near Pekin, Illinois. At Mike Miller Kia, our finance center focuses on creating auto financing that fits your lifestyle, your goals, and your budget. From auto loans with low auto loan rates to competitive and flexible Kia lease options with low monthly payments, we can tailor Kia financing to every situation. Don’t be discouraged by a bump in the road. We’ll work with you to provide the no credit or bad credit financing that puts you behind the wheel of the Kia vehicle you want. Plus, with plenty of specials and incentives to choose from, you're bound to get a great car at a great price. Our experts work hard with banks and lenders to secure you the financing you deserve. Give our Kia financing center near Perkin, IL a call to get started.

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Finance Department

The Basic Components of an Auto Loan from Mike Miller Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Peoria, IL | Pekin, IL | Washington, IL

Mike Miller Kia offers auto financing near Pekin, IL, that clears a path to a new or pre-owned Kia vehicle. Browse new inventory in our digital showroom to see the new Kia Seltos, a sassy compact crossover SUV with great tech and plenty of cargo space. The new Kia Telluride is a midsize three-row SUV that’s plush and powerful and ready for adventure, while the stylish new Kia Sorento is right-sized for the family ride and loaded with features. The new Kia Forte sedan saves at the pump and comes with an amazing warranty, or size up to the midsize Kia Optima and add some sophistication to your morning commute. Send us a message or get in touch by phone to learn more about Kia incentives and certified pre-owned bargains, or ask our team what financing options are available for you.

How to Apply for Kia Financing at Mike Miller Kia

It’s easy to get started on financing a new or pre-owned Kia Sportage with online tools to calculate a payment, value your trade, and get pre-approved for credit. Plus, our experts can walk you through your options to help you decide whether you should lease or finance your next vehicle. We're proud to offer a wide array of Kia financing options. Learn more about auto loans near Pekin, IL and how to finance your next great SUV or car with Mike Miller Kia. Call us today!

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Dealership Hours
Mon - Fri 8:30am - 8:00pm
Saturday 8:30am - 5:00pm
Sunday Closed