At Mike Miller Kia, we take extra care to make the purchase or lease of a new Kia vehicle a true pleasure near Washington, Illinois. Our Kia financing team has the experience and flexibility to create custom auto financing solutions that suit you and your budget perfectly. Explore a Kia lease to discover the benefits of a short-term agreement with low monthly payments. Chat with a Kia professional to get the details on auto loans with low auto loan rates, and bring us your questions about bad credit financing and auto repair financing. Our Kia finance center will pull out all the stops to put you behind the wheel of your ideal sedan or SUV today.

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Finance Department

The Basic Components of an Auto Loan from Mike Miller Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Washington, IL | Peoria, IL | Pekin, IL

Find all the information you need to get the Kia vehicle and Washington, IL area auto financing you're looking for at Mike Miller Kia. Our online resources include new vehicle specials with spectacular deals on the new Kia Optima, a distinctive and powerful full-size sedan designed for a plush and quiet ride. The new Kia Sedona redesigns the minivan with sleek styling and luxury features, while advanced safety features and exceptional driving range come standard with the Kia Sportage. View our current Kia incentives for great offers and lease deals. Get in touch with our Washington, IL area Kia dealership to schedule a test drive today!

How to Apply for Kia Financing at Mike Miller Kia

Our Kia finance experts are here for you with Washington, IL area auto loans and leases on the new Kia sedan, hatchback, van, or SUV you’ve had your eye on. Make your dream a reality, and get started with tools to value your trade and get pre-approved for financing at Mike Miller Kia. If you have any questions about the auto financing process, or to learn more about the Kia vehicle lineup, please don't hesitate to give our team a call. We're happy to help!

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Dealership Hours
Mon - Fri 8:30am - 8:00pm
Saturday 8:30am - 5:00pm
Sunday Closed